Whether it is medical, dental, vision, long term disability, group life, voluntary benefits or pensions, HJ Spier can assist you in obtaining and managing the most cost-effective benefit program available. We have skilled experts who can assist you in navigating the various insurance providers and managing the many plans and programs available in the marketplace.
We have experience in all sizes of employers and all types of industries. We attract and hire consultants who have particular expertise in numerous segments of the industry such as, self funding, fully insured, small group insurance, governmental agencies, municipalities, voluntary benefits and pensions. We have consultants that have the breadth and depth of expertise that clients demand.
HJ Spier consultants pride themselves in being creative. For example, we were one of the first consulting firms to enter the on-site clinic arena. Today most of our clients have either their own on-site clinic or have access to one.
We were one of the first consulting firms to introduce reference-based reimbursement programs to our clients in lieu of the more traditional discount-based reimbursement programs from yesteryear. We want our clients to be aware of their options and know that we understand the value of every healthcare dollar spent.
We believe you are best served by utilizing experts in this very specialized business. We have developed relationships with these experts, whether it is a financial advisor, prescription drug plan specialist, underwriter, enrollment specialist or clinic manager. Having access to the leading experts in each field allows us to collaborate with them in developing programs made specifically for you.
We represent and work for our clients. While we promote a healthy partnership between all parties by considering all options presented and discussed, ultimately we take direction from the client by listening to their goals and needs.