Whether it is medical, dental, vision, long term disability, group life, voluntary benefits or pensions, HJ Spier can assist you in obtaining and managing the most cost-effective benefit program available. We have skilled experts who can assist you in navigating the various insurance providers and managing the many plans and programs available in the marketplace.
We have experience in all sizes of employers and all types of industries. We attract and hire consultants who have particular expertise in numerous segments of the industry such as, self funding, fully insured, small group insurance, governmental agencies, municipalities, voluntary benefits and pensions. We have consultants that have the breadth and depth of expertise that clients demand.
We believe you are best served by utilizing experts in this very specialized business. We have developed relationships with these experts, whether it is a financial advisor, prescription drug plan specialist, underwriter, enrollment specialist or clinic manager. Having access to the leading experts in each field allows us to collaborate with them in developing programs made specifically for you.
We represent and work for our clients. While we promote a healthy partnership between all parties by considering all options presented and discussed, ultimately we take direction from the client by listening to their goals and needs.