H.J. Spier Co., Inc. Meeting the Insurance Needs of our Customers Since 1930 Call us today at 317-849-8800! Over 75 Years of Service
home About Us Services Forms Library Claims Resources Contact Us

Insurance Services Available

Long Term Care

Long Term Care Insurance

With Americans living longer and the cost of living continuing to rise, many families are investigating ways to best handle the expenses that can accompany aging. By including LTC insurance in one's retirement portfolio, individuals can build a safety net which enables them to maintain their emotional and financial independence from nursing home care, assisted living facilities, adult day care and home health services.

Our LTC Plans Offer:

  • Individual and Shared Policies
  • Executive Carve-Out Plans
  • Employer-Sponsored Plans
  • Employer/Employee Group Plans
  • Riders To Guarantee Return of Premium
  • High deductible LTC plans covering catastrophic, extended long-term care exposure
  • Asset-Based Plans for guaranteed growth of invested premium combined with “lifetime” long term care benefits
  • Guaranteed premium LTC Plans
  • Options to reallocate qualified funds
  • LTC Plans that work in conjunction with the Pension Protection Act.
  • Plans available with liberal underwriting

Additional information, applications and questionnaires are available in our Forms Library.



We're here when you need us 24/7!

Commerical Lines Claim
(317) 205-2533

Personal Lines Claim
(317) 205-2549

After Hours Emergency
(317) 205-2533
(317) 363-9774