Insurance Services Available
Long Term Care Insurance
With Americans living longer and the cost of living continuing to rise, many families are investigating ways to best handle the expenses that can accompany aging. By including LTC insurance in one's retirement portfolio, individuals can build a safety net which enables them to maintain their emotional and financial independence from nursing home care, assisted living facilities, adult day care and home health services.
Melissa Vanderwaal has over fifteen years experience specializing solely in marketing long term care insurance. She is a representative for select, top-rated companies offering LTC insurance to both the individual and group markets. Melissa provides objective analysis on specific carrier and premium recommendations based on the situational needs of the client. She works primarily on a referral basis with existing clients of CFP's, CPA's, attorneys and life/health insurance professionals.
Our LTC Plans Offer:
- Individual and Shared Policies
- Executive Carve-Out Plans
- Employer-Sponsored Plans
- Employer/Employee Group Plans
- Riders To Guarantee Return of Premium
- High deductible LTC plans covering catastrophic, extended long-term care exposure
- Asset-Based Plans for guaranteed growth of invested premium combined with “lifetime” long term care benefits
- Guaranteed premium LTC Plans
- Options to reallocate qualified funds
- LTC Plans that work in conjunction with the Pension Protection Act.
- Plans available with liberal underwriting
Additional information, applications and questionnaires are available in our Forms Library.
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Contact
(317) 205-2533
Melissa Vanderwaal
317-205-2539
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Newsletters
Long Term Care Benefits
Spring 2008 (PDF, 1 MB)
Winter 2007 (PDF, 328 KB)
Summer 2007 (PDF, 1.1 MB)
Spring 2007 (PDF, 364 KB)
Summer 2006 (PDF, 339 KB)
Spring 2006 (PDF, 300 KB)
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