Insurance Services Available
Employee Benefits
H.J. Spier Co., Inc. is different than most insurance agency organizations. Our goal isn’t to sell you an employee benefits plan; it is to consult with you to determine your needs. Together we will analyze your current plan and discuss your long-term goals. We understand the complexities of employee benefits plans and will work with you to develop a solution that best fits your situation. We offer consulting services for the following:
Medical Plans
Fully Insured Plans: H.J. Spier Co., Inc. has a significant book of business with Anthem, Humana, Consumers Life and all other major carriers.
Self-Funded Plans: We utilize a variety of Third Party Administrators and Carriers and can guide you to the best fit.
Stop Loss Carriers: We have a long history of working with stop loss carriers and are proud to maintain this service in-house. Our staff includes senior underwriters with years of experience working for industry leaders.
On-Site Medical/Wellness Clinics: We have significant experience in assisting employers in the establishment and on-going management of on-site clinics. Our Proforma can assist an employer in determining the savings and costs that can be expected with an on-site clinic. We can also help navigate the maze of options available... from privately-held management companies to provider-based clinics.
Voluntary Products
In today’s world of high medical inflation, many employers are turning to a variety of voluntary products in their employee benefits menu. We can help you sort through the options and develop a list that fits your needs.
Life & Disability Products
We work with many of the top carriers in the industry and can provide a detailed analysis of an employer’s options.
Pension Products
We can help employers with the many options available to them, from 401(k) to 403(b) to 457 products. We have carefully aligned ourselves with the top talent in the industry to offer assistance to our clients.
We have the products you need and the service you deserve. Our experience and level of customer service is what sets us apart and make us the partner you want for your employee benefits planning. Learn more about our Employee Benefits Team.
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